05
Jan
By Adrian Willanger
Financial Reports, ,

What’s Ahead For Mortgage Rates This Week – January 5th, 2026

With the only notable item on the schedule being the release of the Federal Reserve minutes, which reflect the current stance of the Fed, virtually nothing has changed since the last rate cut. The Federal Reserve is expected to continue its wait-and-see approach. Primary Mortgage Market Survey Index 15-Yr FRM rates saw a decrease of -0.06% with the current rate at 5.44% 30-Yr FRM rates saw a decrease of -0.03% with the current rate at 6.15% MND Rate Index 30-Yr FHA rates saw no change for this week. Current rates at 5.85% 30-Yr VA rates saw no change for this…
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02
Jan
By Adrian Willanger
Holidays, ,

New Year Resolutions for Homebuyers and Homeowners

A new year is the perfect time to reset goals and make smart plans. If buying, selling, or improving a home is on your radar this year, the right resolutions can make a real financial impact. Here are a few realistic New Year resolutions that directly support real estate success for both homebuyers and homeowners: Improve Your Credit ProfileFor buyers, credit score plays a major role in loan options and interest rates. Even small improvements can lead to meaningful savings over time. Start the year by reviewing your credit report, paying down revolving balances, and avoiding new debt. For homeowners…
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31
Dec
By Adrian Willanger
Home Buying Tips, ,

The Five Signs You Are Financially Ready for Homeownership

Buying a home is a major milestone, and knowing when you are truly ready can give you confidence throughout the entire process. Many future homebuyers wonder if their finances are strong enough or if they should wait another year. The truth is that homeownership readiness is less about perfection and more about preparation. When several key financial indicators line up, you can move forward with clarity, confidence, and a sense of stability. You Have Steady, Reliable IncomeLenders want to see consistent income, and this is one of the strongest signs you are ready to buy a home. Whether you are…
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30
Dec
By Adrian Willanger
Real Estate Tips, ,

Simple Upgrades That Make a Big Difference in Resale Value

When it is time to sell your home, you do not always need major renovations to impress buyers. In fact, many small, affordable upgrades can create a big impact on your home's resale value. As real estate professionals, we often see buyers fall in love with homes that simply feel updated, welcoming, and well cared for. With the right improvements, you can boost your home's appeal and stand out in a competitive market without spending a fortune. Start With Fresh Interior PaintA fresh coat of paint is one of the most cost-effective upgrades you can make. Neutral colors help buyers…
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26
Dec
By Adrian Willanger
Real Estate, ,

How to Prepare Your Home Emotionally Before You Sell

Selling a home is not just a financial decision, it is an emotional one. Your home holds memories, routines, and milestones that make it more than four walls. When it is time to sell, those emotions can make the process feel overwhelming. As real estate professionals, we help homeowners prepare not only their property, but also their mindset. With the right emotional preparation, you can move forward confidently and make the transition smoother for your entire family. Acknowledge the Memories Your Home HoldsBefore you can detach, it helps to acknowledge what the home has meant to you. Walk through each…
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24
Dec
By Adrian Willanger
Homeowner Tips, ,

How to Create a One-Year Plan After Moving In for Repairs and Upgrades

Moving into a new home is exciting, especially when you cannot wait to make improvements that reflect your style and lifestyle. The challenge is knowing where to start. Many new homeowners feel overwhelmed by repairs, upgrades, and projects competing for attention. Creating a one-year plan helps you stay organized, avoid overspending, and prioritize the changes that matter most. As real estate professionals, we guide buyers through this transition so they can protect their investment and enjoy their home from day one. Start With a Full Walkthrough of the HomeBefore making any upgrades, take time to walk through the home with…
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