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What’s Ahead For Mortgage Rates This Week – July 13th, 2026

The Trade Balance has offered little new insight, as it has largely returned to levels seen prior to the earlier period of unstable tariff policies. Consumer Credit had been trending upward nearly every month; however, this latest report breaks that pattern by showing a decline in consumer credit usage. Meanwhile, the Fed’s Minutes revealed nothing particularly substantial, instead reflecting a dovish stance and a willingness to maintain current interest rates for the foreseeable future. Consumer CreditTotal US consumer credit fell by $0.18 billion in May 2026, following an upwardly revised $20.82 billion increase in April and missing market expectations for…
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How Pets Can Influence the Home You Should Buy

For many people, pets are more than companions. They are family. While buyers often focus on square footage, kitchens, and curb appeal, it is just as important to consider how well a home fits the needs of your four-legged family members. Thinking about your pets before making an offer can help you choose a home that is comfortable, practical, and enjoyable for everyone. Consider the Outdoor SpaceA yard can be a wonderful feature for dogs, but bigger is not always better. Think about whether the yard is securely fenced, easy to maintain, and provides enough room for your pet to…
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What Buyers Often Wish They Had Measured Before Closing

It is easy to fall in love with a home during a showing. The layout feels right, the kitchen is beautiful, and you can already picture where your furniture will go. Unfortunately, many buyers discover after moving in that some of their belongings do not fit quite as expected. Taking a few simple measurements before closing can save time, money, and frustration once moving day arrives. Measure Your Furniture FirstLarge sectionals, dining tables, bed frames, and entertainment centers often become part of a home's design in our imagination. Before purchasing a home, measure your largest pieces of furniture and compare…
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The Hidden Costs of Owning a Larger Yard

A spacious yard is one of the most desirable features for many homebuyers. It offers room for children to play, space for entertainment, and plenty of opportunities to create your own outdoor retreat. However, a larger yard also comes with ongoing responsibilities that are easy to overlook during the excitement of purchasing a home. Understanding these costs before you buy can help you choose a property that truly fits both your lifestyle and your budget. Think Beyond Lawn MowingMany buyers assume the biggest expense of a larger yard is simply mowing the grass. In reality, routine maintenance often includes fertilizing, weed…
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“Assessor records, not a black box”

"Assessor records, not a black box" eir math. Mine shows it. The NE Seattle Valuator was built on one idea: if you cannot see where the number comes from, you cannot trust what it tells you to do. So I built it around King County Assessor records. Every valuation in 98115, 98125, and 98155 traces back to a public parcel, a recorded sale, a documented land and improvement value. No proprietary score. No mystery adjustments. No signal you cannot verify with your own eyes. Here is what that transparency actually buys you: Confidence in the baseline. When the tool says…
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How to Revive a Brown Lawn This Summer

A healthy green lawn can quickly turn brown during the hot summer months. While extreme heat is often blamed, it’s not always the only reason your grass may start to lose its color. The good news? A brown lawn is not always a dead lawn. In many cases, your grass may simply be stressed or dormant, and with the right care, it can bounce back. What Causes a Lawn to Turn Brown? One of the most common reasons for a brown lawn is drought stress, which happens when grass does not receive enough moisture during periods of hot or dry…
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